Farm insurance in Illinois for your home and land
One Policy For Home And Operation
Farm insurance Hillsboro IL built for rural life
A farm-owner policy can protect your farmhouse, barns, machine sheds, and liability in one package. Securus Insurance Service understands country living and we tailor coverage for family farms and hobby acreage. If you started with standard homeowners insurance, we will explain where farm exposures are different and when a farm policy is the better fit.
What A Farm Policy Can Cover
Farm property and liability coverage
Farm dwelling coverage protects the residence much like a home policy. Farm structures coverage lists barns, grain bins, and machine sheds at agreed values. Farm personal property can include tractors, tools, livestock, and stored grain. Farm liability helps if someone is hurt on your property or your operation causes damage offsite.
Built For Any Acreage
Tailored policies for farms of all sizes
Whether you keep a few horses on five acres or manage several hundred acres, we match limits to your actual exposure. If you take a pickup to market or haul equipment between fields, we can coordinate with
auto insurance so vehicles and trailers reflect farm use. Families who sell produce, eggs, or honey can add options for incidental farm business when needed.
Why Farmers Choose Securus
Local knowledge and responsive service
Securus Insurance Service works with carriers that understand agriculture in central and southern Illinois. We help document equipment lists, set values for outbuildings, and issue COIs quickly when a buyer or elevator asks. If weather hits hard, you have a local agent who knows the area and can move your claim forward.
Straight Answers To Farm Questions
Farm insurance FAQs for Illinois
Will a home policy cover my barns
Once you have farm exposures like livestock or equipment, a home policy often falls short. A farm package is the right approach.
Are my tractors and tools covered
Yes, you can list specific high-value items or use a blanket limit for equipment and tools.
What about livestock or a farm stand
Livestock can be scheduled by type. Small roadside stands or seasonal sales can be endorsed as incidental farm business.
